Credit Officer
In financial institutions such as banks, credit unions, or lending firms, your function as a credit officer is vital. Evaluating the creditworthiness of people and companies applying for loans or credit facilities is your main duty. Here’s a closer look at the typical responsibilities of the position:
Loan Assessment: To ascertain a borrower’s capacity to repay a loan, you assess loan applications by looking at financial statements, credit reports, and other pertinent documentation. Analysing income, spending, assets, liabilities, and credit history is part of this process.
Risk analysis: You evaluate the level of risk connected to every loan application. This entails assessing variables such the applicant’s credit history, any applicable collateral, market trends, and prevailing economic conditions. You make a decision about whether to accept, reject, or amend the loan request based on your analysis.
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Company Description
DEVMUNI LEASING AND FINANCE LIMITED is a finance company based in Delhi, India. Located at B-4/71A, LAWRENCE ROAD, the company offers leasing and finance services to individuals and businesses.
Jobs Description
This is a full-time on-site role for a Credit Officer at DEVMUNI LEASING AND FINANCE LIMITED in Delhi, India. The Credit Officer will be responsible for managing credit activities, assessing creditworthiness, analyzing financial data, and communicating with clients and stakeholders.
Qualifications
- Credit Management and Credit skills
- Experience in analyzing financial data and assessing creditworthiness
- Strong analytical and communication skills
- Knowledge in finance and credit industry
- Ability to work in a team and handle multiple tasks
- Bachelor’s degree in Finance, Business, or related field
- Professional certifications in credit management are a plus
Job Types**: Full-time, Permanent • *Salary**: ₹14,603.68 – ₹25,000.00 per month • *Benefits**: – Cell phone reimbursement Schedule: – Day shift Ability to commute/relocate: – New Delhi, Delhi: Reliably commute or planning to relocate before starting work (required) • *Experience**: – total work: 3 years (preferred) • *Speak with the employer** +91 9818700025 Application Deadline: 28/08/2023 Expected Start Date: 28/08/2023
) Handling of daily activity related to admin department. 2) Handle to housekeeping & Security Manpower. 3) Ensure to submit bills of Vendor, Electricity, Telephone, Internet, Water etc to accounts. 4) Handling of legal department like MCD, Police, labor, Pollution etc. 5) Collecting of quotation & forward for approval. 6) Generating PO & PR thru company software. 7) Proper tacking for use of housekeeping, pantry materials & Stationery. 8) AMC renewal of plant & Machinery installed in company. 9) Repair & Maintenance work 10) Cost control 11) Legal case handling 12) Negotiation with vendor 13) Facility Management 14) Vendor Management 15) Purchase & Controlling 16) Compliance handling 17) Renewal of Licenses like Trade License, Factory license labor & MCD, Pollution etc. 18) Signing of Lease deed 19) Renewal of Lease deeds 20) Taking care of company assets 21) Handling of Internal & External Audit related to company assets. 22) Statutory Compliance 23) Grievance Handling 24) Manpower…
Treasury Salesis the unit within Treasury that deals with all client transactions on Foreign Exchange (FX) and Interest rates, including advising on Markets, Risk Management and Derivative solutions.
This is a markets role that combines with franchise building, and involves a deep understanding of markets, the factors moving them and in-depth analysis of each of those. The key responsibilities of the role will be as follows:
Handling transactions as they flow through the bank, including hedging currency and interest rate risks, sustaining client relationships, growing the share of FX.
Understanding of client businesses, risk management strategies and helping them navigate markets / exploit market opportunities
Role also involves working closely with Consumer Business Teams both on liability and asset to drive FX Business across their set of clients.
Managing & develop a strong franchise and ensuring value to them
Location- Delhi
MBAfrom Tier 1 Institutes / CA (Ranker)with 5-8 years post qualification experience
Good communication and presentation skills
Qualification – CA/MBA in finance/ Marketing
Ideally should have 3-5 yrs. of relevant experience
Passion for Financial Markets and a keenness to make a career in Markets
Knowledge of financial sector at large with strong knowledge of Trade-Forex will be preferred
Knowledge of RBI regulations around Forex would be an added advantage
Good communication skills and flair for Currency Research
Ability and willingness to learn continuously in a dynamic market environment
