Banking Operations
In order to manage financial transactions, uphold customer accounts, guarantee regulatory compliance, and offer a variety of financial services, banks engage in a wide range of activities and functions that are collectively referred to as banking operations. Here is a thorough rundown of the essential elements and procedures that make up banking operations.
Core Banking Operations
Account Management:
- Opening and managing customer accounts, including checking, savings, and fixed deposit accounts, is known as customer onboarding.
- Account services: responding to inquiries about checkbooks, account modifications, and account statements.
- Deposits and Withdrawals: Handling fund transfers, withdrawals, and deposits using cash and checks.
- Handling wire transfers, electronic payments, and interbank settlements is known as payments and settlements management.
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Responsibilities:
– Act as a liaison between executive management and administrative, hiring, networking and other teams.
– Present critical matters, manage multiple tasks and regularly communicate the requirements with executive management
– Participate in discussions with banks, exchanges, consultants, brokers and other service providers in India to find ideal solutions to suit the company’s requirements
– Drive discussions and deals with service providers for colocation infrastructure, low latency lease lines, prime brokerages and stock exchanges in India
Qualifications:
– 8-10+ years of experience as operations manager for middle office and/or back office in a reputed financial firm
– Minimum 5 years of experience in a recognized financial firm as a team leader.
– Able to prioritize tasks, work independently and carry out various responsibilities
– Undergraduate or graduate degree from a top college or university
– Brilliant problem-solving and analytics (number crunching) skill
– Assertive and clear style of communication with fluency in English
Immediate joiner will be required, interested candidate may reach out directly at +91 99531 38435 for quick response
Role/ Job Title: Senior Assistant Relationship Manager-Micro Enterprise Loan
Function/ Department: Rural Banking
Job Purpose
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
Roles & Responsibilities
- Manage zoning activity to map household needs in villages and areas allocated.
- Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets.
- Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements.
Education Qualification
Graduation: Any Graduate
Experience: 2+ years of relevant experience.
HDFC Bank in Asansol, West Bengal, is currently seeking a dynamic Sales Officer to manage retail branch banking operations. The ideal candidate will be responsible for executing banking operations and effectively upselling banking products. Join us in contributing to the success of HDFC Bank’s retail banking services in Asansol. Apply now!
Post: SO – Sales Officer
Location: Asansol, WB
Salary: 3.60 – 4.80 LPA + Incentive
Required work experience
- Industry: BFSI
- Role: Fresher/Sales
- Years of experience: 0 to 1
The Area Sales Manager (ASM) is responsible for maintaining the Profit and Loss of the location and for the business expansion and growth of the lending book of the area so as to achieve the top line and profitability goals. The ASM coordinates with the Sales managers to ensure that they are able to respond proactively to the business issues and challenges by providing them with the required guidance and support.
Key Responsibilities
- Drive the business in the geography through the sales resources and ensure attainment of targets
- Map the business potential in the geography of operation
- Manage the quality of portfolio through soft recovery in early bucket defaults
- Organize activities/events across channels to increase lead generation
- Conduct field visits in case of High value loan proposal
Location: Noida, India
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